Cleedon Ltd (trading as CONSTRAT) maintains comprehensive insurance coverage to protect our platform operations and users. Our insurance portfolio includes:
Coverage: £1,000,000 per claim
Protects against claims arising from errors or omissions in the operation of our platform, including booking systems, payment processing, and data handling. This covers platform functionality and service delivery.
Coverage: £2,000,000 per claim
Covers claims for injury or property damage arising from our business operations, including platform-related activities and business premises.
Coverage: £1,000,000 per claim
Protects against data breaches, cyber attacks, and digital security incidents. Includes coverage for notification costs, legal expenses, and regulatory fines under UK GDPR.
Annual Insurance Investment: Approximately £2,000/year
Our insurance coverage is underwritten by FCA-authorized UK insurers and reviewed annually to ensure adequate protection for all platform users.
All consultants on the CONSTRAT platform must maintain their own valid insurance coverage. This is a legal requirement for construction professionals in the UK and a mandatory condition for platform approval.
CONSTRAT operates as a marketplace platform connecting businesses with independent construction consultants. Each consultant is a self-employed professional responsible for their own insurance coverage, just like on other professional platforms (Upwork, LinkedIn ProFinder, etc.).
This is industry standard and ensures consultants maintain professional standards and legal compliance for their construction work.
Covers professional advice, design errors, and negligence claims
Covers third-party injury and property damage
Legal requirement if consultant employs anyone
We've partnered with leading UK insurance providers to offer CONSTRAT consultants discounted group rates on professional insurance.
Typical savings of £300-£500/year on insurance premiums
Quick online quotes and same-day policy activation
Recommended Partners: Hiscox, Simply Business, Caunce O'Hara
CONSTRAT operates as a marketplace platform connecting businesses with independent construction consultants. We facilitate bookings and secure payments but do not directly provide consultancy services.
Independent Contractors: All consultants on CONSTRAT are self-employed independent contractors, not employees or agents of Cleedon Ltd. They are solely responsible for their professional advice, work quality, and compliance with UK construction regulations.
Consultant Responsibility: Each consultant is responsible for maintaining appropriate insurance, professional qualifications (RICS, CIOB, etc.), and compliance with CDM Regulations 2015 and other UK construction laws.
Platform Role: CONSTRAT's liability is limited to the proper functioning of our platform services (booking system, payment processing, dispute resolution) as outlined in our Terms & Conditions. We are not liable for consultant work quality or professional advice.
Due Diligence: While we verify consultant insurance and qualifications, businesses should conduct their own due diligence and review consultant portfolios, reviews, and credentials before engagement.
All payments on CONSTRAT are processed through Stripe (FCA: 900275), an FCA-authorized payment institution. Funds are held securely until work is approved by the business.
For questions about insurance requirements, verification, or our group insurance benefits program, please contact us:
Legal Company: Cleedon Ltd (Trading as CONSTRAT)
Email: info@constrat.io
Phone: 020 8245 8805 (Mon-Fri, 9am-5pm GMT)
Mobile: 07770 576663
Address: 6 Tasmania Terrace, London, N18 1AX
Company Registration: 12716523
VAT Number: GB458386644